⭐ ⭐ ⭐ ⭐ ⭐️
“Consistently helping me when im in a bind. Customer service always on time.”
Matthew EdwardsTrustpilot
4.6
on Trustpilot
4.2
on App Store
YOUR MONEY,
your CHOICE.
The all-in-one app that gets you up to $1,000 cash instantly - no credit check, no interest.
Beem has been featured in
GET UP TO $1,000
instant CASH
Access future deposits for emergencies with Everdraft™.
No interest. No credit checks. No due dates2
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NEED more
THAN
$1,000?
Borrow up to $100,000 effortlessly. Get personalised offers with affordable rates from 5.99% APR* — all in minutes.
SAVE MONEY with BEEM GPT
Better prices, smarter spending, and extra income when you need it — every dollar working harder, all from a chat!
EARNING HAS
NEVER BEEN
easier
Turn everyday actions into extra cash for gas, groceries, and more. Earnings added instantly to your Beem balance.
PROTECTION WHEN YOU need IT THE MOST
Built-in safety nets for life's unexpected moments — from a job loss to a cracked screen. Up to $1,000 in coverage, included with premium plans.
JOIN THE
REVOLUTION
More than 5 Million people trust us with their financial journeys.
4.6
on Trustpilot
4.2
on App Store
JOIN THE REVOLUTION ✦
More than 5 Million people trust us with their financial journeys.
4.6
On Trustpilot
4.2
On App Store
4.7
On Google Play
⭐ ⭐ ⭐ ⭐ ⭐️
“Life has been so stressful especially working 2 jobs. But when I don't get enough hours I know I can turn to BEEM because they have my back.”
Jk515App Store
⭐ ⭐ ⭐ ⭐ ⭐️
“Beem has been very helpful to me when I need a small cash advance between pay checks. I've honestly had zero complaints using their app to receive my cash advances with Beem.”
Vannie Kerr Jr.Trustpilot
⭐ ⭐ ⭐ ⭐ ⭐️
“Great app, easy access to funds with immediate access! I've used often. Flexible terms, easy to use, and no problems.”
Mark F.Trustpilot
SOMETHING
for EVERYONE
Explore pricing plans that are subject to approval on your eligibility. Cancel anytime. No hidden fees.
LITE
AFFORDABLE$1.99/mo
- Get Instant Cash$10*
- Instant Fund Transfer Fee99¢
- Get Personal Loans$100k*
BASIC
$3.99/mo
- Get Instant Cash$50*
- Will & Trust Planning
- Instant Fund Transfer Fee$4
- Get Personal Loans$100k*
PLUS
POPULAR$6.99/mo
- Get Instant Cash$100*
- Life Insurance Benefit$500*
- Job Loss Insurance$500*
- Instant Fund Transfer Fee$4
- Get Personal Loans$100k*
PRO
$13.99/mo
- Get Instant Cash$150*
- Life Insurance Benefit$1,000*
- Job Loss Insurance$500*
- Instant Fund Transfer Fee$2
- Get Personal Loans$100k*
*Personal Loans up to $100k are subject to various eligibility criteria
SOMETHING
for EVERYONE
Explore pricing plans that are subject to approval on your eligibility. Cancel anytime. No hidden fees.
LITEAFFORDABLE
BASIC
$3.99/mo
- Get Instant Cash$50*
- Will & Trust Planning
- Instant Fund Transfer Fee$4
- Get Personal Loans$100k*
PLUSPOPULAR
$6.99/mo
- Get Instant Cash$100*
- Life Insurance Benefit$500*
- Job Loss Insurance$500*
- Instant Fund Transfer Fee$4
- Get Personal Loans$100k*
PRO
$13.99/mo
- Get Instant Cash$150*
- Life Insurance Benefit$1,000*
- Job Loss Insurance$500*
- Instant Fund Transfer Fee$2
- Get Personal Loans$100k*
* All amounts are subject to eligibility, and only applicable up to the maximum limit respectively against each feature.
QUESTIONS?
Answered
Beem is the #1 Smart Wallet App that helps you stay on top of your finances. With Beem, you can get instant cash without interest and without credit checks through the Everdraft™. You can also send money online to anyone in the USA, file taxes for free, use a budget planner to plan, spend and save money better, and avail credit monitoring.
INTERESTED TO know MORE?
Check out extensive blogs to understand how BEEM can assist you in every phase of your life
BEEM Cash Advances, Loans, and AI-Powered Financial Tools with Zero Hidden Fees.
Life does not wait for your next paycheck. Whether you are covering rent before payday, building credit from scratch, hunting for a better deal on your next purchase, or navigating a career transition, you deserve a financial app that works as hard as you do. That is exactly why Beem exists.